TEXAS SPECIALTY INFRASTRUCTURE

Insurance for Contractors Building the Future

Standard carriers fear high-risk infrastructure work. We don’t. We build programs specifically for the contractors who power, pipe, cool, and fabricate for Texas industries.

Built in Frisco, TX
E&S & Wholesale Access

Specialty Industry Programs

These are purpose-built insurance programs—designed around operational risks, certificate demands, and underwriting realities.

Solar installer on commercial roof
Energy

Electrical & Solar Contractors

For commercial electrical, solar EPC, and EV charging installation coverage.

  • General liability + contract endorsements
  • Workers’ comp classification awareness
  • Commercial auto for fleets & service vehicles
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Industrial piping and refinery mechanical work
Industrial

Industrial Mechanical & Piping

Built for "inside the fence" work at refineries, plants, and manufacturing facilities.

  • Pollution & Ammonia exclusions removed
  • ISNetworld® & Avetta grade fixing
  • Action-Over buybacks for plant access
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High voltage transmission lines and utility infrastructure
Utility

High Voltage & Utility

Wholesale programs for T&D, substations, and storm response crews.

  • Wildfire Liability buybacks
  • Excess Towers ($10M+) for MSAs
  • Boom truck & digger derrick fleets
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Precision Manufacturing and Engineering Fabrication
Fabrication

Manufacturing & Fabrication

For shops that make, build, and install. We cover the gap between your factory floor and the job site.

  • Installation Floater (Off-Premises coverage)
  • Product Recall & Manufacturers Liability
  • Equipment Breakdown for CNC/Machinery
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The Architecture of a Program

This isn’t “grab a quote and hope.” It’s a repeatable process focused on underwriting accuracy, contract requirements, and long-term stability.

Step 01

Operational Discovery

We identify job types, subs, vehicles, tools, and contract requirements so the submission matches reality.

Step 02

Risk Narrative

We position your account clearly so underwriters can evaluate it without guessing—turning a “decline” into an “approved.”

Step 03

Program Architecture

We map coverages and limits to your specific risk profile and MSA demands (liability, auto, tools, umbrellas).

Step 04

Certificate Support

We help you stay ready for COIs, additional insureds, and waiver language—so insurance never delays a job.

Step 05

Renewal Strategy

We review exposure changes early (growth, new contracts, loss trends) so renewals don’t become a last-minute crisis.

Step 06

Claims Planning

We flag common collision points between endorsements and real-world operations—before a claim forces the lesson.

Frequently Asked Questions

Fast answers to the questions business owners ask before they trust someone with their risk.

We’re based in Frisco, Texas, but many industry programs can support businesses across Texas. Eligibility depends on your operations and carrier appetite.
Classification, contracts, vehicle use, subcontractor exposure, and endorsements vary drastically by trade. A program built around the wrong assumptions can create audit surprises or coverage gaps.
Certificate readiness is part of why these programs exist. What’s possible depends on policy forms and carrier rules, but we help align your setup with typical contract requirements in your niche.
At minimum: what you do, where you do it, payroll (if applicable), vehicle details, loss history, and any contract insurance requirements. If you have COI language or bid requirements, bring those too.
No. Coverage, pricing, and eligibility are determined by carriers based on underwriting. What we do control is the accuracy of your submission and the clarity of the risk story presented.
Speed depends on your readiness (documents, vehicle lists, loss runs) and carrier turnaround time. If you’re facing a deadline, call so we can prioritize the cleanest path forward.

Want your industry handled like a real program?

Start with one of our Core Divisions or tell us your niche and we’ll build the next program around the real risks you face.

Call 972-696-9995

Educational note: this page is informational and does not change or replace policy language. Final coverages, limits, endorsements, and availability depend on carrier underwriting and your business details.

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