TEXAS SPECIALTY INFRASTRUCTURE

Insurance for Contractors Building the Future

Standard carriers fear high-risk infrastructure work. We don’t. We build programs specifically for the contractors who power, pipe, cool, and fabricate for Texas industries.

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75+ Insurance Carriers

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E&S & Wholesale Access

Licensed in Texas

Our Core Divisions

We don’t dabble in generalist coverage. We operate four dedicated divisions focused on high-hazard, high-value infrastructure trades — because a policy built on wrong assumptions creates audit surprises, certificate rejections, and coverage gaps when you need them least.

The Infrastructure Program

Four Specialized Pillars

Whether you are pulling wire, laying pipe, climbing towers, or fabricating steel, your insurance needs to match the MSA you just signed — not a generalist’s best guess.

Electric & Solar Commercial install, EV charging, & renewables.

Mech & Piping Refinery, ammonia, & industrial HVAC.

High Voltage T&D, substations, & storm response.

Manufacturing Metal, plastics, & food processing.

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Specialty Industry Programs

These are purpose-built insurance programs — designed around operational risks, certificate demands, and underwriting realities. Not reskinned generalist policies.

Energy

Electrical & Solar Contractors

For commercial electrical, solar EPC, and EV charging installation coverage.

General liability + contract endorsements
Workers' comp classification awareness
Commercial auto for fleets & service vehicles

Without it: Wrong class codes trigger audit bills. Missing contract endorsements delay job starts and cost you the bid.

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Industrial

Industrial Mechanical & Piping

Built for "inside the fence" work at refineries, plants, and manufacturing facilities.

Pollution & Ammonia exclusions removed
ISNetworld® & Avetta grade fixing
Action-Over buybacks for plant access

Without it: A standard pollution exclusion means a failed ISNetworld review, and a failed review means you don't get past the gate.

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Utility

High Voltage & Utility

Wholesale programs for T&D, substations, and storm response crews.

Wildfire Liability buybacks
Excess Towers ($10M+) for MSAs
Boom truck & digger derrick fleets

Without it: One wildfire claim without a buyback can end a company. Missing excess limits means you can't sign the MSA.

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Fabrication

Manufacturing & Fabrication

For shops that make, build, and install. We cover the gap between your factory floor and the job site.

Installation Floater (Off-Premises coverage)
Product Recall & Manufacturers Liability
Equipment Breakdown for CNC/Machinery

Without it: Standard property stops at your dock door. When your $200K fabrication is damaged in transit or on-site, you're uninsured.

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The Architecture of a Program

This isn't "grab a quote and hope." It's a repeatable, 6-step process focused on underwriting accuracy, contract requirements, and long-term stability — built from placing coverage for 75+ carriers across high-hazard trades.

Step 01

Operational Discovery

We identify job types, subs, vehicles, tools, and contract requirements so the submission matches reality — not a generic class code.

Step 02

Risk Narrative

We position your account so underwriters evaluate it clearly — turning a "decline" into an "approved." Most submissions are sent within 48 hours of discovery.

Step 03

Program Architecture

We map coverages and limits to your specific risk profile and MSA demands — liability, auto, tools, umbrellas, pollution, and excess layers.

Step 04

Certificate Support

We help you stay ready for COIs, additional insureds, and waiver language — so insurance never delays a job or kills a contract.

Step 05

Renewal Strategy

We review exposure changes 90 days before renewal — growth, new contracts, loss trends — so renewals don't become a last-minute crisis.

Step 06

Claims Planning

We flag common collision points between endorsements and real-world operations — before a claim forces the lesson at your expense.

Not Ready for a Full Quote? Start With a Free Risk Review.

Tell us your trade and we'll identify the 3 most common coverage gaps in your niche — no commitment, no obligation, no sales pitch. Just the information you need to evaluate whether your current program is built right.

Request Your Free Risk Review

Takes 10 minutes No obligation Typically responds within 1 business day

Frequently Asked Questions

The questions contractors ask before they trust someone new with their risk.

We don't guess your class codes or endorsement needs. We ask about your specific job types, your contract language, your vehicle list, and your safety management platforms. If we name coverage gaps you didn't know you had — like a missing action-over endorsement or the wrong workers' comp classification — that's how you know. We represent 75+ carriers because no single market covers every trade properly.

You might not need to. But if your current agent can't explain why your ISNetworld score is low, can't get your pollution exclusion removed, or takes weeks to turn a certificate — those aren't relationship issues, they're expertise issues. A free risk review costs you nothing and tells you whether your current program has blind spots. If it doesn't, we'll say so.

Classification, contracts, vehicle use, subcontractor exposure, and endorsements vary drastically by trade. A program built around the wrong assumptions can create audit surprises or coverage gaps — and you won't discover them until a claim, an audit, or a failed compliance check forces the lesson.

Certificate readiness is part of why these programs exist. What's possible depends on policy forms and carrier rules, but we help align your setup with typical contract requirements in your niche — so insurance never holds up a job start.

At minimum: what you do, where you do it, payroll (if applicable), vehicle details, loss history, and any contract insurance requirements. If you have COI language or bid requirements, bring those too. The more we know up front, the faster and more accurate the submission.

No. Coverage, pricing, and eligibility are determined by carriers based on underwriting. What we do control is the accuracy of your submission and the clarity of the risk story presented — and that's what separates a decline from an approval.

We're based in Frisco, Texas, but many industry programs can support businesses across Texas and neighboring states. Eligibility depends on your operations and carrier appetite.

Speed depends on your readiness (documents, vehicle lists, loss runs) and carrier turnaround time. If you're facing a deadline, call us at 972-696-9995 so we can prioritize the cleanest path forward.

Insurance for Contractors Building the Future