Hold Harmless & Indemnity Clauses in Texas: Are You Covered?
Texas law voids part of that indemnity clause — but not all of it. What your general liability actually pays, and the one endorsement that quietly removes it.
Electrical Contractor Liability Under the Texas 2026 NEC
Texas adopted the 2026 NEC September 1. What changes for your standard of care, why GL won’t pay for rework, and how long completed work stays your risk.
EHR or Billing Vendor Breached? Cyber Insurance in Texas
Your EHR or billing vendor was hacked — but the patient notification duty is still yours. Which cyber coverage parts respond in Texas, and the one that often doesn’t.
Texas AI Rules for Medical Practices: SB 1188 & Coverage
Texas SB 1188 and TRAIGA require you to disclose AI use and review every AI-generated record. Here’s what each law says — and what changed on your policies.
Dental Practice Insurance Texas: What DDS Owners Need (2026)
Texas doesn’t require dentists to carry malpractice coverage — your lease, lender and DSO agreement do. The 7 policies a practice needs, and what claims cost.
Surplus Lines Home Insurance in Texas: Is Non-Admitted Safe?
Your Texas home quote came back surplus lines. What non-admitted means, why the guaranty association doesn’t apply, and what to ask before you sign.
When Do Texas Physicians Need Malpractice Insurance? 9 Triggers
Texas law doesn’t require physicians to carry malpractice insurance. Nine specific events do — from your first patient to the day you leave. Here’s when coverage becomes necessary.
Workers’ Comp for Texas Medical & Dental Practices (2026)
Texas doesn’t require workers’ comp — but opting out lets injured staff sue your practice. Needlestick claims, real costs, and what Labor Code 406.033 changes.
Christian Physicians: Is Malpractice Insurance a Lack of Faith?
Texas physicians of faith ask if malpractice coverage shows distrust in God. What Scripture and 2026 AMA claim data say about protecting your practice.
Own-Occupation Disability Insurance for Texas Physicians
Group LTD caps your benefit, taxes it, and narrows the definition after 24 months. See what own-occupation covers for Texas doctors — call 972-696-9995.
Cyber Insurance for Texas Mental Health Practices (2026)
Malpractice won’t cover a data breach. Compare cyber insurance for Texas mental health & behavioral practices — HIPAA, ransomware, breach costs. Get a quote.
Does Your Texas Medical Practice Need EPLI? (2026 Guide)
Texas law reaches practices with just one employee on harassment claims. See what EPLI covers for a medical office, what it costs, and how to spot your gaps.
Med Spa Insurance in Texas: Medical Director Liability (2026)
No Texas law sets a med spa insurance minimum — but the state still decides whose patient it is. See where entity, injector & medical director coverage splits.
Why Did My Texas Medical Malpractice Premium Increase in 2026?
Texas rates mostly held in 2026 — and TMLT is paying a 10% dividend. So why did your premium rise? The claims-made step-up nobody explains, and what to check.
Med Spa GLP-1 Liability Insurance in Texas | The Agent’s Office®
The FDA crackdown on compounded GLP-1s left many Texas med spas with hidden coverage gaps. See whether your liability policy still protects you — and get a quote.