Life Insurance Agent
Freedom to build meaningful relationships. Direct carrier access. A compensation model built for profitability and stability.
Apply NowStructure: Base Salary + 25%-50% Commission Splits + Annual Persistency Dividend.
The Role
As a Life Insurance Agent with The Agent’s Office®, you aren’t just selling policies; you are securing legacies. This role is for the ambitious professional who wants the safety of a W2 base salary but the aggressive upside of a commission-driven producer.
We believe in transparency. Unlike 100% commission roles that leave you starving during chargeback months, we provide a stable floor so you can focus on high-quality, high-retention production.
Compensation Roadmap
We don’t guess at your pay. We have a clear Rank Framework that rewards production with higher base pay and higher commission splits.
| Rank | Base Salary | Commission Split* | Target Premium (Mo) |
|---|---|---|---|
| I. Trainee | $30,000 /yr | 25% | $10,000 |
| II. Associate | $33,000 /yr | 35% | $15,000 |
| III. Producer | $36,000 /yr | 45% | $20,000 |
| IV. Senior | $40,000 /yr | 50% | $25,000+ |
*Commission Split is based on Agency Revenue.
The “Stewardship Dividend” (Year 2+)
In P&C insurance, agents live for renewals. In Life Insurance, renewals are small—so we created something better. We reward you for Business Quality and Retention.
💰 The Stewardship Dividend
Starting Year 2, producers who maintain an 85% persistency rate are eligible for a quarterly dividend based on 2.5% of their previous 12-month active Annualized Premium. This aligns your long-term income with the long-term health of your clients.
Your Mission
- Generate: Actively create new business via outbound calls, referrals, and strategic relationship building.
- Attract: Use social media and video messaging to position yourself as a trusted authority.
- Consult: Lead values-based conversations to uncover financial goals, not just sell products.
- Design: Craft custom strategies using Term, Whole Life, and IULs to maximize value for the client and revenue for you.
Who We’re Looking For
- Licensed: Active Texas Life & Health Insurance License (Required).
- Experienced: 2+ years of sales experience (Financial Services preferred).
- Tech-Savvy: Ability to thrive in a fast-paced, digital-first remote environment.
- Motivated: You want the security of a base but are hungry for the 50% upside.
- Aligned: You value Integrity, Stewardship, and Excellence above a quick sale.
Ready to Write Your Own Check?
If you’re ready to work with a team that offers top-tier contracts and training, we want to hear from you.
Start Application