Frisco & DFW Homeowners Supplemental Coverage

Texas Wind & Hail Deductible Buyback Stop paying $15,000+ out of pocket when hail hits.

$0 Out of Pocket
Days Not Months
2%–5% Deductibles Covered

Most Frisco policies now force a 2% to 5% wind/hail deductible — that’s up to $30,000 on a $600k home. We add a supplemental policy that pays you cash the moment hail hits, so you never write that check.

Protect My Deductible → Call (972) 696-9995

Takes about 2 minutes — no commitment required

You Pay $0

We cover the gap between your carrier’s percentage deductible and your wallet. A $15,000 deductible becomes a $0 problem.

Paid in Days, Not Months

Your payout is triggered by hail size data at your address — no waiting for a slow adjuster to climb your roof.

Works with Any Policy

This is supplemental coverage. It layers on top of your Travelers, Safeco, or Progressive home policy — no switching required.

The “Percentage Trap”

Carriers are forcing Texas homeowners into 2%, 3%, or even 5% wind/hail deductibles.

On a $600k home, that isn’t a deductible — it’s a financial disaster:

  • 2% Deductible$12,000 Cost
  • 3% Deductible$18,000 Cost
  • 5% Deductible$30,000 Cost

And with a standard claim, you wait 30–90 days for a check that still doesn’t cover your full deductible.

THE FIX

Deductible Buyback Policy

We add a standalone supplemental policy that pays you CASH the moment qualifying hail hits your neighborhood.

  • ✓ Paid in Days: Triggered by hail size data — no adjuster needed.
  • ✓ You Pay $0: The payout covers your high deductible so you’re never out of pocket.
  • ✓ Legal & Compliant: The safe, approved way to eliminate out-of-pocket costs.

See What It Costs to Pay $0

Tell us your home value and deductible — we’ll show you your buyback rate instantly.

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Trusted By North Texas Homeowners & Backed By Global Capacity

SOLA INSURANCE LLOYD’S OF LONDON A-RATED CARRIERS

How The “Deductible Buyback” Works

1

We Analyze Your Risk

We look at your address and hail history to calculate the exact cost to “buy back” your 2% – 5% deductible.

2

You Lock In The Rate

You pay a small annual premium (usually much less than the savings of raising your deductible).

3

Storm Hits, You Get Paid

When data confirms the hail size, the check is sent. No arguments. No adjusters.

Common Questions

Is this a replacement for my home insurance?

No. This is a supplemental policy designed specifically to pay your deductible. You still need your main policy for fire, theft, and total loss.

How fast is the payout?

Because it is based on data triggers (hail size), payouts typically happen within days of the event confirmation—not weeks or months.

Is this available for commercial properties?

Yes. We write parametric policies for commercial buildings, auto dealerships (hail protection), and strip centers where 5% deductibles are common.

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