Top 10 Safest Vehicles With Great Insurance Rates in 2023

Are you ready for a rollercoaster ride through the top 10 safest cars to insure in 2023?

Buckle up because we’re about to take you on a journey that not only ensures your safety on the road but also protects your wallet. Car insurance premiums don’t have to break the bank.

With the right vehicle, you and your loved ones can enjoy the road with peace of mind. Let’s dive right into the list of the hottest, safest cars that will have your insurance premiums plummeting!

ALSO READ: How AI is Transforming Auto Rates

1. Subaru Outback

Kicking off our list is the trusty Subaru Outback. This versatile SUV not only excels in safety tests but also keeps insurance costs in check. With features like EyeSight Driver Assist, it’s no wonder insurers love this car. It’s a family-friendly, adventure-ready option.

2. Honda CR-V

Next up is the Honda CR-V, a compact SUV that combines style and safety. Honda Sensing is a game-changer in the safety department, and insurers recognize it. Your premiums will thank you for choosing this one.

3. Toyota Camry

The iconic Toyota Camry is back, and it’s not just known for its reliability. With a top safety record and advanced safety tech, it’s a wise choice for insurance-conscious drivers. Toyota Safety Sense is a big win here.

4. Hyundai Elantra

For those looking for a more budget-friendly option, the Hyundai Elantra steps in. Don’t let the price fool you; it boasts impressive safety features and lower insurance rates.

ALSO READ: Why Did My Insurance Go Up?

5. Ford Escape

The Ford Escape is a compact SUV that means business. It’s not just about style; it’s packed with safety features. The Ford Co-Pilot360 keeps you safe and your premiums low.

6. Mazda CX-5

If you’re after a sportier ride, the Mazda CX-5 is here to deliver. Its striking design is matched by its stellar safety ratings, making it a favorite among insurance providers.

7. Kia Telluride

The Kia Telluride is a showstopper in the midsize SUV category. Its impressive safety features, like blind-spot monitoring and lane-keeping assist, make it a smart choice for insurance savings.

8. Subaru Forester

Subaru makes another appearance on our list with the Forester. It’s an SUV that’s all about safety, and insurance companies are quick to reward those who drive it. Subaru’s reputation for safety is well-deserved.

9. Honda Civic

Back to Honda with the Civic. This compact car is a winner in the safety department, thanks to Honda Sensing and other advanced safety features. Your insurance premiums will be music to your ears.

10. Volkswagen Tiguan

Rounding out our top 10 is the Volkswagen Tiguan. It combines German engineering with top-notch safety features. Insurers appreciate its safety tech, giving you more bang for your buck.

ALSO READ: This is The Best Way To Finance a Car

Now that we’ve covered the top 10 safest cars to insure in 2023, you might be wondering why these cars make the cut. It’s all about the safety features. From adaptive cruise control to blind-spot monitoring, these cars are equipped with the latest tech to keep you safe on the road. And with insurance automation taking place more and more often by the big insurers, these are the types of features that tend to offer lower premiums.

But that’s not all.

These cars also perform well in crash tests conducted by organizations like the IIHS and NHTSA. So, not only are you safer on the road, but you’re also less likely to need that insurance in the first place.

Now, let’s talk about something that makes these cars even more appealing—resale value. Many of the cars on our list have excellent resale value, which means you’ll get more back when it’s time to upgrade. That’s an added bonus that can save you money in the long run.

But there’s one more piece to the puzzle, and it’s something you might not have considered—repair costs. Some cars are more expensive to repair than others, and that can impact your insurance rates. The cars on our list tend to have reasonable repair costs, making them even more attractive to insurers.

So, there you have it, the 10 most safest cars to insure in 2023. Not only will you be cruising in style, but you’ll also be saving money on insurance premiums. It’s a win-win situation that lets you enjoy the road with confidence. So, go ahead, pick your favorite from our list, and hit the road knowing you’ve got the best of both worlds—safety and savings!

Start Saving Today

complete the form below

Get Quotes

We routinely secure rates below Texas averages—request a quote below to see how much our agents can save you.


Boat Insurance

Please enter the details below for the boat you need coverage for.


Motorcycle Insurance

Please enter the details below for the motorcycle you need coverage for.


Auto Warranty

Please enter the details below for your vehicle warranty quote.


Auto Insurance

Please enter the details below for all vehicles within your household.


Usage-Based Discount Programs


Commercial Auto Insurance

Please enter the details below for all vehicles used within the scope of your business.


Landlord Insurance

Enter in the details for each rental property location below.


Vacant Property Insurance

Enter in the details for each vacant property location below.


Disability Insurance

Please enter in the details below.


Life Insurance

Please enter in the details below.


Umbrella Insurance

Please enter in the amount of umbrella insurance coverage you would like a quote for.


Commercial Insurance

To accurately rate your commercial insurance coverage, we need to know the type of business you are in and types of policies you need coverage for.


Jewelry Insurance

Enter in as detailed a description as possible of all jewelry and/or high-value items you would like to protect.


Pet Insurance

Please enter in the details of your pet.


Almost Done!

Let us know where to send your quotes and how to best get in touch with you.


Discover more from The Agent's Office®

Subscribe now to keep reading and get access to the full archive.

Continue reading