Dog sitting near an open backyard gate in a Frisco Texas home illustrating homeowners insurance liability risk for dog bite claims

Dog Bite Coverage in Texas: Breed Rules, Limits & What Your Policy Misses

Texas homeowners insurance usually covers dog bites — but breed exclusions, low liability limits, and the one-bite rule create gaps most owners don’t see until it’s too late. Average claim: $69,272. We compare 75+ carriers to find coverage that doesn’t penalize your dog’s genetics. Free quote from a Frisco independent agent.

Frisco Texas small business closed after storm damage with unpaid bills illustrating business interruption insurance and lost income risk

Business Interruption Insurance Texas

Business interruption insurance pays your rent, payroll, and loans when a covered event shuts your Texas business down. See what’s covered — get a free quote.

Mechanical contractor reviewing rejected bid on job site due to high EMR experience modification rate affecting workers compensation insurance in Texas

Your EMR Is Costing You Jobs | Mechanical Contractor Insurance Texas (2026)

Losing bids because your EMR is above 1.0? Texas mechanical contractors — HVAC, plumbing, piping — pay up to $55K/yr more in workers’ comp with a high modifier. We audit your NCCI worksheet, fix errors, and match you with carriers that help lower your rate. Free quote from The Agent’s Office® in Frisco.

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