See what you could make before you apply.
You know how to sell. See what that production could mean for your income—and how writing business that lasts can reward you beyond the initial sale.
What could your next year look like?
Choose your role. Set your monthly premium sales target. See the earning potential behind your production.
Enter the premium on new policies you expect to sell in one month.
Enter a premium sales target to explore your potential earnings.
Refine your estimate
P&C assumes your first eligible policy becomes effective on the first day of this month. Its exact anniversary controls QPRB eligibility.
Home and commercial premium is collected in full at issue. Auto installments keep the rate fixed when each policy becomes effective.
This requires reliable 13-month persistency history and enhanced quality. Turn on to model a future approval. Time served alone does not establish eligibility.
The first eligible quarter must end on or after this point. Every other bonus condition must be met. Earlier quarters are not credited.
Your monthly gameplan.
Start at 9.5%, then use your actual results. Changing the rate updates the quotes needed for your sales target. If you set daily quotes, it updates expected deals, premium, and earnings instead.
Swipe the table to see each product’s quote target →
| Product | Premium per new policy | Expected sales | Quotes per month |
|---|
Adjust planning premiums and working days
Changing the auto term converts its planning premium proportionally. Use your own average for multi-vehicle households or larger commercial accounts. Monday–Saturday counts as six working days per week, including each Saturday as one day. The default working-day count follows your selected start month; you can adjust it. Premium assumptions also determine the product mix in your earnings estimate.
Where these planning premiums come from
Home: $4,340 annually, rounded from the policy-weighted 2025 Collin/Denton county average with wind coverage. This is a local county proxy for Frisco. Texas Department of Insurance data ↗
Auto: Frisco full-coverage benchmark of $205/month, converted to $1,230 for six months. This quote benchmark is not a multi-car household average; adjust it to your prospect mix. Insurify city data and methodology ↗
Commercial: $2,072 annual average for The Hartford’s Texas small-business BOP customers. It is a planning proxy, not an all-commercial Frisco average. Contractor, fleet, and medical accounts can differ substantially. The Hartford Texas BOP data ↗
Sources checked September 30, 2026. The close rate defaults to your 9.5% planning assumption and is editable above. One quote means one prospective product placement, regardless of how many carriers you shop. A home-and-auto opportunity counts as two product quotes; it is not necessarily two households.
Put your quote speed to work.
Two successful cases can make a productive hour count. Change the commissions and casework minutes to see the closed-case equivalent.
Closed-case commission equivalent per hour
This measures these two successful cases only. It excludes unsuccessful quotes, prospecting, follow-up, administration, and other work. It is not an hourly wage or a forecast of overall pay.
How the full quote pipeline changes the hourly figure
The $325/hour example is a closed-case illustration. Your selected close-rate assumption also includes quotes that do not bind. If every opportunity takes the stated 25–40 minutes, those unsuccessful quotes consume time too. Prospecting, service work, expenses, taxes, chargebacks, payment collection, and bonus eligibility also affect overall results. You choose how to distribute your quotes across the six-day week.
Sell with purpose. Build your income.
Quality business.
Quarterly rewards.
Earn again on commissions you have already been paid. After qualification, QPRB offers a 25% annual target on eligible paid P&C base commissions, calculated as 6.25% at each qualifying quarter-end.
For example, an unchanged $40,000 eligible paid-commission base produces $2,500 per qualifying quarter, or $10,000 across four quarters. Each quarter uses a newly measured 12-month base, so actual annual rewards vary.
Your first 24 months, mapped out.
See how your chosen sales pace translates into projected commission payments and qualifying quarterly rewards.
Projected monthly earnings · before taxes
See your earnings breakdown
| Compensation component | First 12 months | Next 12 months |
|---|
View all 24 months with exact amounts
| Month | Tier at month-end | Base commission paid | QPRB paid | Quality Gate paid | Total incentives paid | Total paid |
|---|
Explore the P&C tiers by premium sold
Track your progress in premium sold on new policies that stay in force. Thresholds use eligible new-business written premium from the latest 12 calendar months on policies still in force. Each rate applies directly to premium as collected.
The standards behind the opportunity
Your ambition.
An agency behind it.
Focus on the conversations that move business forward. The Agent’s Office® brings carrier access, technology, training, and operational support to help you serve clients and write quality business.
Agency resources and lead support depend on program eligibility, availability, business needs, and agency policy. They are operational support, not guaranteed compensation.
The details behind your estimate.
Explore the assumptions and plan terms whenever you want a closer look.
Calculation assumptions for your selected scenario
Eligibility and payment terms
Like the potential?
Let’s talk about your future.
Bring your sales goals and this estimate. We’ll walk through the written plan, the support available, and what building your next chapter at The Agent’s Office® could look like.
Start your application An active Texas license appropriate to your role is required before writing business.