Action-Over Exclusion Explained: Why Your Insurance Audit Failed (Texas)
Failed your ISNetworld® or Avetta audit? The “Action-Over” exclusion (CG 21 39) is likely the culprit. Learn why refineries reject it and how to fix your policy.
Contractor & Trades Insurance
Process Piping vs. Plumbing Insurance: The “Class Code” Trap (Texas)
Are you welding industrial pipe on a residential plumbing policy? Discover why NCCI Code 5183 may deny your claim and the specific “Industrial” coverage you need to avoid bankruptcy.
The “Waiver of Subrogation”: Texas Refinery Requirements & Cost (2026)
Bidding on refinery jobs? Don’t get stopped at the gate. We explain the Waiver of Subrogation, Blanket vs. Scheduled costs, and how to pass ISNetworld® audits.
Texas Infrastructure Insurance: Electrical, Utility & Mechanical
Building the Texas grid? Don’t let a cheap policy kill your MSA. We build E&S compliant insurance programs for electrical, mechanical, and utility contractors.